Rental-property financing underwritten to the asset's debt-service coverage — not your personal income — for investors building a portfolio.
A DSCR loan looks at whether the rent covers the debt. The property qualifies itself — no tax returns, no income verification.
DSCR lending measures a property's debt-service coverage ratio — its rental income against its debt payments. When the asset covers its own obligations, it qualifies, which makes this program well suited to investors whose personal tax returns understate their capacity.
It is a clean, repeatable way to finance and scale a rental portfolio, available on single assets and across all fifty states.
Buying a single-family or small multifamily rental.
Scaling holdings without income-based limits.
Releasing equity from a performing rental.
When tax returns understate true earning capacity.
Share a few details and a Stonehaven lender will respond within one business day. No obligation.
A Stonehaven lender will be in touch within one business day.
Send the basics and a Stonehaven lender will respond within one business day. We lend in all fifty states.
office@stonehavencre.com