Updated Quarterly · Q3 2026 Commercial · Reference

What commercial money
actually costs right now.

One page, beautifully typeset: indicative structures by asset class, leverage bands, and what underwriting really looks at. The reference the market checks each quarter.

$1M–$50M+ financingAvailability varies by stateMultifamily · Industrial · Retail · Office · Construction

Inside this quarter's sheet

  • iIndicative structures by asset class. Multifamily, industrial, retail, office and construction - side by side.
  • iiLeverage bands. Where LTVs actually sit this quarter, by property type and deal profile.
  • iiiWhat underwriting looks at. The five things that decide a term sheet before pricing ever does.
  • ivThe quarter's movement. What changed since last quarter, in three sentences - no filler.

Brokers & CPAs: forward it freely - many of our best relationships start exactly that way.

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