Residential · Tennessee

Mortgages for homes valued at $1 million and above in Tennessee

Stonehaven Lending arranges purchase and refinance financing for homes valued at $1 million and above in Tennessee. Bilingual service statewide, subject to lender underwriting.

The Short Answer

Stonehaven Lending arranges purchase and refinance financing for homes valued at $1 million and above in Tennessee. Bilingual service statewide, subject to lender underwriting.

Local, Actually

Why the Tennessee part matters

No state income tax means take-home pay stretches further here - and with property taxes below the national average, the full monthly payment often surprises buyers relocating from pricier states.

Nashville's pace demands clean, fast files; Memphis and Knoxville reward FHA-savvy processing. We prepare the file for the market you're actually buying in.

i

Buy in Tennessee

Compare conforming and jumbo paths based on the loan amount and property.
ii

Refinance

Decided by break-even math.
iii

Run your numbers

Full PITI payment and affordability, itemized.
Licensing

Licensed and verifiable

Tennessee Mortgage License #165060 · Company NMLS #1752355 · Verify at NMLS Consumer Access

Also licensed in: Georgia (#19721 · MLO #169068) · Alabama (#22874) · Florida (#MBR3925) · North Carolina (#B-198926) · South Carolina.

Common Questions

What buyers ask us

What home loan programs are available in Tennessee?

For a high-value home, the requested amount and down payment help distinguish a conforming path from jumbo financing. The lender confirms documentation, eligibility and structure. Jumbo mortgage guide.

Does Tennessee’s lack of state income tax help me qualify?

Lenders qualify on gross income, so the ratios don’t change - but your take-home pay does, which is why the same approval feels more comfortable in Tennessee. We model both views.

Is Stonehaven Lending licensed in Tennessee?

Yes - Tennessee Mortgage License #165060, company NMLS #1752355. Verify at NMLS Consumer Access.

Start Here

Tell us about the Tennessee home

A specialist replies within one business day. No obligation, no credit pull.

We treat every inquiry in confidence. No credit pull at this stage. By submitting, you agree Stonehaven may contact you about your inquiry by phone, email or text. Consent is not a condition of service.

Find FHA, VA and other programs in all residential guides.

Plan around who will occupy the property

For a rental investment, the Tennessee DSCR guide connects property taxes and records with the rental-income and payment review. Investment financing needs a different review from a home you will occupy yourself.