Home loans in Tennessee,
priced to the payment
Licensed in Tennessee (#165060) - Nashville, Memphis, Knoxville, Chattanooga, and statewide.
Stonehaven Lending arranges purchase, refinance, FHA, and VA financing across Tennessee under license #165060. Co-founder Dawn M. Muñoz: 20+ years of mortgage operations.
Why the Tennessee part matters
No state income tax means take-home pay stretches further here - and with property taxes below the national average, the full monthly payment often surprises buyers relocating from pricier states.
Nashville's pace demands clean, fast files; Memphis and Knoxville reward FHA-savvy processing. We prepare the file for the market you're actually buying in.
Licensed and verifiable
Tennessee Mortgage License #165060 · Company NMLS #1752355 · Verify at NMLS Consumer Access
Also licensed in: Georgia (#19721 · MLO #169068) · Alabama (#22874) · Florida (#MBR3925) · North Carolina (#B-198926) · South Carolina.
What buyers ask us
What home loan programs are available in Tennessee?
Conventional, FHA, VA, and HELOC programs statewide - purchase and refinance. A specialist matches program to profile in one call, before any credit pull.
Does Tennessee’s lack of state income tax help me qualify?
Lenders qualify on gross income, so the ratios don’t change - but your take-home pay does, which is why the same approval feels more comfortable in Tennessee. We model both views.
Is Stonehaven Lending licensed in Tennessee?
Yes - Tennessee Mortgage License #165060, company NMLS #1752355. Verify at NMLS Consumer Access.
Tell us about the Tennessee home
A specialist replies within one business day. No obligation, no credit pull.