Residential · Alabama

Home loans in Alabama,
done by the numbers

Licensed in Alabama (#22874) - from Birmingham and Huntsville to the Gulf Coast.

The Short Answer

Stonehaven Lending arranges purchase, refinance, FHA, and VA financing across Alabama under license #22874. Co-founder Dawn M. Muñoz: 20+ years of mortgage operations.

Local, Actually

Why the Alabama part matters

Alabama's property taxes are among the lowest in the country - so the same monthly payment carries more house here than in most states, and we run the affordability math accordingly.

Strong VA demand around Huntsville and the Gulf, FHA-friendly price points statewide. We serve Birmingham, Huntsville, Montgomery, Mobile, Tuscaloosa, and everywhere between.

Licensing

Licensed and verifiable

Alabama Consumer Credit License #22874 · Company NMLS #1752355 · Verify at NMLS Consumer Access

Also licensed in: Georgia (#19721 · MLO #169068) · Tennessee (#165060) · Florida (#MBR3925) · North Carolina (#B-198926) · South Carolina.

Common Questions

What buyers ask us

What home loan programs are available in Alabama?

Conventional, FHA, VA, and HELOC programs statewide - purchase and refinance. Which fits depends on credit profile, down payment, and the property; a specialist matches the program in one call.

How do Alabama’s low property taxes affect what I can afford?

Property taxes are part of the monthly payment lenders qualify you on. Alabama’s are among the lowest in the U.S., so more of your budget goes to the home itself - our mortgage calculator itemizes it.

Is Stonehaven Lending licensed in Alabama?

Yes - Alabama Consumer Credit License #22874, company NMLS #1752355. Verify at NMLS Consumer Access.

Start Here

Tell us about the Alabama home

A specialist replies within one business day. No obligation, no credit pull.

We treat every inquiry in confidence. No credit pull at this stage. By submitting, you agree Stonehaven may contact you about your inquiry by phone, email or text. Consent is not a condition of service.