Residential · Alabama

Mortgages for homes valued at $1 million and above in Alabama

Stonehaven Lending arranges purchase and refinance financing for homes valued at $1 million and above in Alabama. Bilingual service statewide, subject to lender underwriting.

The Short Answer

Stonehaven Lending arranges purchase and refinance financing for homes valued at $1 million and above in Alabama. Bilingual service statewide, subject to lender underwriting.

Local, Actually

Why the Alabama part matters

Alabama's property taxes are among the lowest in the country - so the same monthly payment carries more house here than in most states, and we run the affordability math accordingly.

Strong VA demand around Huntsville and the Gulf, FHA-friendly price points statewide. We serve Birmingham, Huntsville, Montgomery, Mobile, Tuscaloosa, and everywhere between.

i

Buy in Alabama

Compare conforming and jumbo paths based on the loan amount and property.
ii

Refinance

Decided by break-even math.
iii

Run your numbers

Full PITI payment and affordability, itemized.
Licensing

Licensed and verifiable

Alabama Consumer Credit License #22874 · Company NMLS #1752355 · Verify at NMLS Consumer Access

Also licensed in: Georgia (#19721 · MLO #169068) · Tennessee (#165060) · Florida (#MBR3925) · North Carolina (#B-198926) · South Carolina.

Common Questions

What buyers ask us

What home loan programs are available in Alabama?

For a high-value home, the requested amount and down payment help distinguish a conforming path from jumbo financing. The lender confirms documentation, eligibility and structure. Jumbo mortgage guide.

How do Alabama’s low property taxes affect what I can afford?

Property taxes are part of the monthly payment lenders qualify you on. Alabama’s are among the lowest in the U.S., so more of your budget goes to the home itself - our mortgage calculator itemizes it.

Is Stonehaven Lending licensed in Alabama?

Yes - Alabama Consumer Credit License #22874, company NMLS #1752355. Verify at NMLS Consumer Access.

Start Here

Tell us about the Alabama home

A specialist replies within one business day. No obligation, no credit pull.

We treat every inquiry in confidence. No credit pull at this stage. By submitting, you agree Stonehaven may contact you about your inquiry by phone, email or text. Consent is not a condition of service.

Find FHA, VA and other programs in all residential guides.

Plan around who will occupy the property

For a rental investment, the Alabama DSCR guide connects property taxes and records with the rental-income and payment review. Investment financing needs a different review from a home you will occupy yourself.