Residential financing

Buying a home valued at $1 million and above

Stonehaven Lending arranges mortgages for homes valued at $1 million and above in Georgia, Alabama, Tennessee, Florida, North Carolina and South Carolina. We are a mortgage brokerage; the lender underwrites and decides each application.

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Conforming or jumbo?

Home value and loan amount are different figures. Depending on the down payment, a $1 million home may use a conforming or jumbo mortgage. The 2026 FHFA baseline conforming limit for a one-unit home is $832,750; some counties have higher limits. The loan must also meet the lender’s other requirements.

FHFA: 2026 conforming limits. Source checked September 28, 2026.

How jumbo underwriting works.

Plan the complete cost

Consider principal, interest, taxes, insurance and association costs alongside funds at closing. Mortgage calculator.

Coordinate the documentation

We review the property, contract, income and funds with you. The lender determines documentation and approval. Request a secure channel before sending financial records.

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Request a consultation

Share the property, financing goal and timing. We follow up by text.

We treat every inquiry in confidence. No credit pull at this stage. By submitting, you agree Stonehaven may contact you about your inquiry by phone, email or text. Consent is not a condition of service.

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