Home Equity Line of Credit

Tap Your Equity -
Keep Your Rate.

Use the home's equity through a separate credit line. The existing mortgage - and its low rate - stays exactly as it is.

30-second estimate

Estimated Equity Range
-
potentially accessible

Two numbers, no signup - the estimate updates instantly.

Talk to a broker A Stonehaven broker calls back - typically within minutes during business hours (Mon–Fri, ET).

Estimates only - the range shows headroom at common 80–90% combined loan-to-value caps and is subject to verification, appraisal, and lender approval. Rates and line amounts are set by lenders at underwriting; nothing on this page is an offer, approval, or rate quote. See how the figures are calculated.

Why the Call Beats a Form

One short call. The broker does the shopping.

✓A real, named broker - not a call center - compares HELOC, home equity loan, and cash-out options across multiple lenders to find the best fit.
✓Self-employed friendly - including bank-statement income that many lenders turn away.
✓No obligation, no credit impact - the estimate and the call involve no credit pull.
✓Answers in minutes - real numbers, honest trade-offs, and a clear next step.
Get my callback Callback typically within minutes, during business hours.
The 30-Second Step

Get a broker on the phone.

Six quick fields. A Stonehaven broker calls back - typically within minutes during business hours (Mon–Fri, ET). No obligation, no credit pull.

No credit pull at this stage. By submitting, the visitor agrees Stonehaven may make contact about this inquiry by phone, email or text. Consent is not a condition of service.
Straight Answers

Three things everyone asks.

Will this reset the existing mortgage rate? No - a HELOC is a separate second lien; the current mortgage and its rate don't change.

Does checking affect credit? No - the estimate and the broker call involve no credit pull.

How fast are funds available? Often a few weeks from a complete application - the broker gives a real timeline on the first call.

Talk to a broker Typically minutes to a callback, during business hours.

Dawn M. Muñoz

Co-Founder · Residential Broker · 20+ years in mortgage operations

Equal Housing Opportunity · Stonehaven Lending · NMLS #1752355
GA Residential Mortgage Licensee #19721 · MLO #169068 · AL #22874 · TN #165060 · FL #MBR3925 · NC #B-198926
Estimates only - subject to verification, appraisal, and lender approval. Stonehaven Lending is a mortgage brokerage, not a direct lender; financing is arranged through third-party capital providers. HELOC rates are typically variable and payments may increase. Program availability varies by state. NMLS Consumer Access · Privacy

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