No SSN and no hard credit pull to compare initial options. Home loans in GA, AL, TN, FL, NC and SC.
The first mortgage stays. The HELOC is separate
A home equity line of credit is a second loan secured by your home. Opening one leaves your existing first mortgage and its terms in place. The HELOC has its own payment, its own costs and its own repayment obligations, so your total monthly outgo changes even though the first mortgage does not.
Three steps, no surprises
Send the basics
State, property, rough numbers and what the money is for. No SSN and no hard credit pull to compare initial options.
Talk it through
A licensed specialist texts you, usually within one business day, and walks through HELOC and fixed home equity structures side by side.
Compare and decide
You see the trade-offs in plain numbers. Any loan is subject to lender underwriting, documentation and program availability.
Price the project before the loan
Request a written scope, cash price, payment schedule and change-order process. Check contractor credentials independently. Stonehaven does not endorse contractors.
Match borrowing to actual invoices
A required initial advance may exceed the first invoice and begin accruing interest. Use the project planner to see current needs, later stages and any funding gap.
Compare your options
A licensed specialist will text you, usually within one business day.
Asked before starting
Compare your options by text
Start above, or call (470) 970-4979. A licensed specialist handles it personally.