Ground-up construction and teardown
Separate purchase or existing payoff from demolition, construction and soft costs. Review land equity, the draw schedule and completed-value assumptions together. For spec homes, include a supported sale plan.
Alpharetta · Metro Atlanta · GeorgiaGeorgia commercial financing.
Georgia commercial financing.
A clear plan for your next project.
Stonehaven Lending helps builders and commercial property owners compare financing through third-party lenders. Start with the property, the project budget and the plan to repay the loan.
Georgia commercial real estate financing
Stonehaven is a mortgage brokerage based in Alpharetta, Georgia. We review construction, renovation, acquisition and refinance projects across Georgia, with financing matched to the property, budget and repayment plan. Commercial financing is arranged nationwide; availability varies by state, lender and project.
- Georgia office
- 10 Roswell Street, Suite 102, Alpharetta, GA 30009
- Project types
- Construction, renovation, acquisition and refinance
- Our role
- A mortgage brokerage comparing third-party financing
Choose the financing conversation that fits the property
A teardown, an occupied apartment building and a property between loans need different information. Explain what happens next, not just the amount you want to borrow.
Acquisition and substantial renovation
Show current condition, planned work and the budget to reach resale or stabilization. A renovation allocation may not pay every deposit at closing. Compare available cash with reimbursement timing.
Multifamily acquisition and refinance
Start with rent roll, expenses, occupancy and existing debt. Stable income presents a different financing question from renovation or lease-up. Keep current performance separate from projected results.
An Alpharetta base, with project-specific review
Our Georgia office is at 10 Roswell Street, Suite 102, Alpharetta, GA 30009. Include the actual project location, municipality, property use and permit status. Local review starts with evidence for your property.
For a sale exit, explain how comparable properties relate to the finished product. For a rental exit, provide rents, improvements and operating expenses. We organize the financing discussion; valuation and final underwriting remain with the lender.
Review commercial bridge financing. If the property needs time before longer-term financing, compare the bridge payoff with the income and value the next loan would need.
Keep project cost, loan amount and value separate
Provide the full budget, requested financing and supported value. Total project cost describes the complete budget; the requested loan and property value are separate figures that the lender reviews together.
For an owned property, include payoff and remaining work. For a purchase, separate acquisition cash from later draws. If a proposal describes 100% financing, confirm eligible costs, your equity contribution, reserves and cash needed between draws.
Work through commercial loan sizing. Our guide explains how cash flow and value can constrain proceeds, with explicitly hypothetical calculations.
Local project examples and financing guides
Company-reported Brookhaven closing
The reported Brookhaven closing financed the stated build budget with the builder's equity in the land. That is different from financing every project cost and does not guarantee another builder's terms.
Educational Atlanta teardown guide
The Atlanta guide explains purchase, existing payoff and construction planning through hypothetical examples. Use it to prepare a teardown review, not as evidence of completed transactions.
Supplied development structure
Compare acquisition and construction with an owned-property refinance. The supplied structure has an undisclosed original location and no verified closing; Georgia is a market discussed, not a confirmed transaction location.
Prepare a useful first inquiry
Estimates are welcome when labeled. Share the basics first; request a secure channel before sending private financial statements, account details or identity documents.
- Property location, type and whether you already own it.
- Purchase price or current payoff, plus total project cost.
- Requested loan amount, available equity and estimated completed value.
- Construction or renovation scope, permit status and timeline.
- Operating income and occupancy for an income-producing property.
- Relevant experience, desired closing date and intended sale or refinance.
Browse the commercial financing resources. Use the guides to prepare your numbers and compare alternatives before a lender issues final terms.
Send your Georgia commercial scenario
Share your project and mobile number for follow-up by text. We review the property, budget and financing request individually; financing depends on lender underwriting and availability.
Request a commercial review by text
An inquiry is not an approval, term sheet or commitment to lend. Stonehaven Lending is a mortgage brokerage. Commercial programs are arranged nationwide; availability varies by state. Company NMLS #1752355.
About Stonehaven Lending
Learn about our team and how we label educational content and company-reported transactions before starting your financing review.
Updated September 20, 2026. Meet the team · Editorial standards
Prepare the next decision
If an architect is coordinating the design, our financing partner guide for architects explains how to organize the first conversation between the client, design team and brokerage. Intended use, design stage and budget help determine what to review first.