Compare HELOC offers beyond the starting rate
Bring the same borrowing amount and payoff date to every comparison. A lower first payment can leave a larger balance later.
Request a reviewRead the complete offer
Record the index, margin, introductory period, rate cap, required initial advance and all fees. Ask whether fixed-rate conversion is available and what it costs.
Compare the exit as well as the entry
Check early closure charges, annual fees and the remaining balance at your expected sale or payoff date. Our worksheet keeps the terms side by side without selecting a winner.
Available for review in GA, AL, TN, FL, NC and SC. A HELOC is secured by your home. Rates and payments may rise; failure to repay can result in loss of the home. Subject to verification and approval.
Get a text from a broker
Share your estimated home value, mortgage balance, and the amount you want to borrow. A broker will text you to review your figures. No obligation or hard credit pull at this stage.
Dawn M. Muñoz
Co-Founder · Residential Broker · 20+ years in mortgage operations
Equal Housing Opportunity · Stonehaven Lending · NMLS #1752355
GA Residential Mortgage Licensee #19721 · MLO #169068 · AL #22874 · TN #165060 · FL #MBR3925 · NC #B-198926 · SC
Estimates only - subject to verification, appraisal, and lender approval. Stonehaven Lending is a mortgage brokerage, not a direct lender. HELOC rates are typically variable and payments may increase. Program availability varies by state. NMLS Consumer Access · Privacy